Responsiblelending.org - SEO Checker

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Overview of the SEO Check
Meta information
79% 
Page quality
78% 
Page structure
2% 
Link structure
42% 
Server
100% 
External factors
100% 
SEO Score
Response time
0.11 s
File size
71.00 kB
Words
1678
Media files
35
Number of links
135 internal / 9 external

Task list of SEO Improvements

Meta specifications

Title
(Critically important)
Home | Center for Responsible Lending
The length of the page title is perfect. (352 pixels out of 580 max pixel length)
There are no duplicate words in the title
Meta description
(Critically important)
The meta description is missing.
Crawlability
(Critically important)
There are no problems in accessing the website.
Canonical URL
(Important)
https://www.responsiblelending.org/
There is a valid canonical link specified.
Language
(Somewhat important)
Language detected in text: en
Language defined in HTML: en
Server location: United States of America
The following language is defined by HTML: en
Alternate/Hreflang Links
(Somewhat important)
There are no alternate links specified on this page.
Other meta tags
(Somewhat important)
There is no rel next meta tag on this page.
There is no rel prev meta tag on this page.
Domain
(Somewhat important)
The domain name is very long.
The domain is no subdomain.
The domain does not contain non-latin characters.
Page URL
(Somewhat important)
No parameters were found in the URL.
No session ID was found in the URL.
The URL does not have too many subdirectories.
Charset encoding
(Somewhat important)
The charset encoding (UTF-8) is set correctly.
Doctype
(Nice to have)
The doctype HTML 5 is set correctly.
The doctype is placed at first in the HTML code.
Favicon
(Nice to have)
The favicon is linked correctly.

Meta tags

NameValue
google-site-verification76bVplj81paUwJu3ckzAhnjWSvRHt4Qk0w9TO_QMmZM
msapplication-TileColor#da532c
theme-color#ffffff
GeneratorDrupal 10 (https://www.drupal.org)
MobileOptimizedwidth
HandheldFriendlytrue
viewportwidth=device-width, initial-scale=1.0
langen
charsetutf-8

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Page quality

Content
(Critically important)
There are 10 text duplicates on this page:
  • Duplicate 1: Our in-depth research and advocacy informs policymakers, industry and ...
  • Duplicate 2: Explore an interactive map that shows how payday loan apps trap borrow...
  • Duplicate 3: Read the new report on how high-cost lenders continue to use out of st...
  • Duplicate 4: Read the new paper that provides firsthand accounts and analysis of th...
  • Duplicate 5: Read our new analysis of borrowers caught in an unaffordable cycle of ...
This page contains 1678 words. That's ok.
29.5% of the text are stop words.
Keywords used in the page title are also used in the page content. That's good!
The page contains a listing, which indicates a good text layout.
33 paragraphs were found on this page.
The text content is perfect.
No placeholders texts or images were found.
The average number of words per sentence of 21.6 words is good.
Frames
(Critically important)
This page does not use a frameset.
Mobile optimization
(Somewhat important)
A viewport "width=device-width, initial-scale=1.0" is provided.
At least one Apple touch icon is specified.
Bold and strong tags
(Somewhat important)
Some tags are too long. With 89 characters this one is longer than 70 characters:
"ambition without access: race, generation, and the barriers to wealth building in america"
The following tag is repeated too often: expertise:
Image SEO
(Somewhat important)
Alt text (alternative text) is correctly used on all found images.
Social Networks
(Nice to have)
This page is optimized perfectly for social networks.
Additional markup
(Nice to have)
No additional page markup was found.
HTTPS
(Somewhat important)
This website uses HTTPS to protect privacy and integrity of the exchanged data.
All included files are also transferred via HTTPS.

Media list

URLAlt attributeTitle
/themes/custom/crl/logo.svgHome
...la-map-fainter-500x281.png?itok=kkcBEFOEPLA Map Graphic
...aw-rent-a-bank-500x281.png?itok=oBxUBoRoReport cover image
...e-auto-500x281-jun2026.png?itok=-PwYj-UwReport cover image
...ortunities-reportimage.png?itok=nrZwj7yxReport cover image
...-debt-trap-reportimage.png?itok=uzHp2WKaReport cover image
...d-in-debt-reportimage3.png?itok=MuG2QnDTReport cover image
...el-dimed-image-500x281.jpg?itok=x4kP5-V1Report cover image
...bt-image-image-500x281.jpg?itok=0D2WdrfUReport cover image
...inancing-image-500x281.jpg?itok=tVT5nG11Report cover image
...-drain-image-500x281_0.jpg?itok=_oTt7zoeReport cover image
...he-radar-image-500x281.jpg?itok=RZCL-5tvReport cover image
...-testifies-01a-feb2025.jpg?itok=1yu77oYNMitria Spotser Testifies
...la-map-fainter-500x281.png?itok=kkcBEFOEPLA Map Graphic
...aw-rent-a-bank-500x281.png?itok=oBxUBoRoReport cover image
...e-auto-500x281-jun2026.png?itok=-PwYj-UwReport cover image
...ortunities-reportimage.png?itok=nrZwj7yxReport cover image
...axonomy/issue-icon/green-energy-icon.pngClean Energy Icon
...es/taxonomy/issue-icon/icon-consumer.pngConsumer Finance
...onomy/issue-icon/icon-debtcollection.pngDebt Collection & Settlement
...es/taxonomy/issue-icon/icon-mortgage.pngMortgage Lending
...s/taxonomy/issue-icon/icon-overdraft.pngOverdraft Loans
...taxonomy/issue-icon/icon-paydayloans.pngPayday and Other Small Dollar Loans
...es/taxonomy/issue-icon/icon-smallbiz.pngSmall Business
...axonomy/issue-icon/icon-studentloans.pngStudent Loans
...-smith-2026.jpg?h=9e499333&itok=kUgb1zUcPete Smith
...ier-pro2025.jpg?h=6ec54cf2&itok=92imJuBzNadine Chabrier
...nick-2026_0.jpg?h=9e499333&itok=cAXP1BUmEllen Harnick
...alhoun-2026.jpg?h=9e499333&itok=YQvmKQ_NMike Calhoun
...e-diaz-2026.jpg?h=ad246196&itok=REXTsNyAGraciela Aponte-Diaz
...denney-2026.jpg?h=9e499333&itok=YAaVIloKWhitney Barkley-Denney
...bamona-2026.jpg?h=21880704&itok=TUmFrSOlChristelle Bamona
...farahi-2026.jpg?h=9e499333&itok=yR_EhEzp[node:title]
...herbin-2026.jpg?h=9e499333&itok=hcjKftlZJaylon Herbin
...fault/files/inline-images/CRL-Circle.pngCRL circle

Page structure

H1 heading
(Critically important)
Home
The H1 heading contains the words Home! Use important keywords instead.
The H1 heading consists of only one word. There should be more information given.
The H1 heading is too short (4 characters). It should be at least 20 Characters long.
Headings
(Important)
Some headings occur twice on the page.
There are 45 headings on the page. The amount of headings should be in a more proper relation to the amount of text.

Heading structure

Heading levelContent
H1 Home
H2 Main navigation
H2 Main menu
H2 New Julian Bond Institute Release National 2050 Survey Report: Ambition without Access
H2 Recent Research & Policy
H2 Recent Research & Policy Duplicate text
H2 Issues
H2 Expert Spotlight
H2 Support CRL
H2 Stay Connected
H2 Footer menu
H3 The Cost of Payday Loan Apps in Your State
H3 Above the Law: How Tech-Enabled, High-Cost Lenders Evade North Carolina’s Interest Rate Limits and Deepen Borrower Financial Distress
H3 "We Woke Up to Them Taking Our Car": Borrowers' Experiences with Subprime Auto Lending
H3 Lost Opportunities: How OppFi Traps Borrowers in Unaffordable Debt
H3 Escape from the Debt Trap: Relief for Minnesotans After State Ends Payday Lending
H3 Buried In Debt: High-Cost Credit Products Harm Working Coloradans
H3 Nickel and Dimed: How Payday Loan Apps Drain Workers’ Pay and How to Stop Them
H3 Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)
H3 Policy Recommendations for Rooftop Solar Financing: How State and Federal Governments Can Protect Consumers
H3 Down the Drain: Payday Lenders Take $2.4 Billion in Fees from Borrowers in One Year
H3 Under the Radar: Evidence of Prohibited Vehicle-Title Loans Made in 22 States and DC
H3 Mitria Spotser Testimony at House Committee Hearing on Community Banking
H3 The Cost of Payday Loan Apps in Your State Duplicate text
H3 Above the Law: How Tech-Enabled, High-Cost Lenders Evade North Carolina’s Interest Rate Limits and Deepen Borrower Financial Distress Duplicate text
H3 "We Woke Up to Them Taking Our Car": Borrowers' Experiences with Subprime Auto Lending Duplicate text
H3 Lost Opportunities: How OppFi Traps Borrowers in Unaffordable Debt Duplicate text
H3 Peter Smith
H3 Nadine Chabrier
H3 Ellen Harnick
H3 Michael Calhoun
H3 Graciela Aponte-Diaz
H3 Whitney Barkley-Denney
H3 Christelle Bamona
H3 Yasmin Farahi
H3 Jaylon Herbin
H4 Senior Researcher
H4 Senior Policy & Litigation Counsel
H4 Executive Vice President & Director of State Policy
H4 President
H4 Vice President of Community Engagement, Julian Bond Institute
H4 Deputy Director of State Policy & Senior Policy Counsel
H4 Senior Researcher Duplicate text
H4 Deputy Director of State Policy & Senior Policy Counsel Duplicate text
H4 Director of Federal Campaigns
Some internal link anchor texts are too long.
Some anchor texts are used more than once.
The number of internal links is ok.
All internal links are not using dynamic parameters.
There are 9 external links on this page.

Found links on this page

LinkAttributesAnchor text
/Anchor Skip to main content
/IMG-ALT Home
https://www.julianbondinstitut...External Subdomain Julian Bond Institute
/about-crlAbout CRL
/about-crl/staffStaff
/about-crl/board-directorsBoard of Directors
/about-crl/frequently-asked-qu...FAQs
/about-crl/careersCareers
/about-crl/impact-our-workImpact
/issuesIssues
/issues/clean-energy-transitionClean Energy Transition
/issues/consumer-financeConsumer Finance
/issues/debt-collection-settle...Debt Collection & Settlement
/issues/mortgage-lendingMortgage Lending
/issues/overdraft-feesOverdraft Fees
/issues/payday-and-other-small...Payday and Other Small Dollar Loans
/issues/small-businessSmall Business
/issues/student-loansStudent Loans
/research-policyResearch & Policy
/newsroomNewsroom
/newsroom/crl-newsCRL in the News
/newsroom/press-releasesPress Releases
/contact-usContact Us
/searchSearch
/donateDonate
https://www.julianbondinstitut...External Subdomain Text duplicate Julian Bond Institute
/about-crlText duplicate About CRL
/about-crl/staffText duplicate Staff
/about-crl/board-directorsText duplicate Board of Directors
/about-crl/frequently-asked-qu...Text duplicate FAQs
/about-crl/careersText duplicate Careers
/about-crl/impact-our-workText duplicate Impact
/issuesText duplicate Issues
/issues/clean-energy-transitionText duplicate Clean Energy Transition
/issues/consumer-financeText duplicate Consumer Finance
/issues/debt-collection-settle...Text duplicate Debt Collection & Settlement
/issues/mortgage-lendingText duplicate Mortgage Lending
/issues/overdraft-feesText duplicate Overdraft Fees
/issues/payday-and-other-small...Text duplicate Payday and Other Small Dollar Loans
/issues/small-businessText duplicate Small Business
/issues/student-loansText duplicate Student Loans
/research-policyText duplicate Research & Policy
/newsroomText duplicate Newsroom
/newsroom/crl-newsText duplicate CRL in the News
/newsroom/press-releasesText duplicate Press Releases
/contact-usText duplicate Contact Us
/searchText duplicate Search
/donateText duplicate Donate
https://www.julianbondinstitut...External Subdomain See Survey Results
/research-publication/cost-pay...IMG-ALT PLA Map Graphic
/research-publication/cost-pay...The Cost of Payday Loan Apps in Your State
/research-publication/above-la...IMG-ALT Report cover image
/research-publication/above-la...Above the Law: How Tech-Enabled, High-Cost Lenders Evade North Carolina’s Interest Rate Limits and Deepen Borrower Financial Distress
/index.php/research-publicatio...Text duplicate IMG-ALT Report cover image
/index.php/research-publicatio..."We Woke Up to Them Taking Our Car": Borrowers' Experiences with Subprime Auto Lending
/research-publication/lost-opp...Text duplicate IMG-ALT Report cover image
/research-publication/lost-opp...Lost Opportunities: How OppFi Traps Borrowers in Unaffordable Debt
/research-publication/escape-d...Text duplicate IMG-ALT Report cover image
/research-publication/escape-d...Escape from the Debt Trap: Relief for Minnesotans After State Ends Payday Lending
/research-publication/buried-d...Text duplicate IMG-ALT Report cover image
/research-publication/buried-d...Buried In Debt: High-Cost Credit Products Harm Working Coloradans
/research-publication/nickel-a...Text duplicate IMG-ALT Report cover image
/research-publication/nickel-a...Nickel and Dimed: How Payday Loan Apps Drain Workers’ Pay and How to Stop Them
/research-publication/escalati...Text duplicate IMG-ALT Report cover image
/research-publication/escalati...Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)
/research-publication/policy-r...Text duplicate IMG-ALT Report cover image
/research-publication/policy-r...Policy Recommendations for Rooftop Solar Financing: How State and Federal Governments Can Protect Consumers
/research-publication/down-dra...Text duplicate IMG-ALT Report cover image
/research-publication/down-dra...Down the Drain: Payday Lenders Take $2.4 Billion in Fees from Borrowers in One Year
/research-publication/under-ra...Text duplicate IMG-ALT Report cover image
/research-publication/under-ra...Under the Radar: Evidence of Prohibited Vehicle-Title Loans Made in 22 States and DC
/research-publication/mitria-s...IMG-ALT Mitria Spotser Testifies
/research-publication/mitria-s...Mitria Spotser Testimony at House Committee Hearing on Community Banking
/research-publication/cost-pay...Text duplicate IMG-ALT PLA Map Graphic
/research-publication/cost-pay...Text duplicate The Cost of Payday Loan Apps in Your State
/research-publication/above-la...Text duplicate IMG-ALT Report cover image
/research-publication/above-la...Text duplicate Above the Law: How Tech-Enabled, High-Cost Lenders Evade North Carolina’s Interest Rate Limits and Deepen Borrower Financial Distress
/index.php/research-publicatio...Text duplicate IMG-ALT Report cover image
/index.php/research-publicatio...Text duplicate "We Woke Up to Them Taking Our Car": Borrowers' Experiences with Subprime Auto Lending
/research-publication/lost-opp...Text duplicate IMG-ALT Report cover image
/research-publication/lost-opp...Text duplicate Lost Opportunities: How OppFi Traps Borrowers in Unaffordable Debt
/issues/clean-energy-transitionIMG-ALT Clean Energy Icon
/issues/clean-energy-transitionText duplicate Clean Energy Transition
/issues/consumer-financeText duplicate IMG-ALT Consumer Finance
/issues/consumer-financeText duplicate Consumer Finance
/index.php/issues/debt-collect...Text duplicate IMG-ALT Debt Collection & Settlement
/index.php/issues/debt-collect...Text duplicate Debt Collection & Settlement
/issues/mortgage-lendingText duplicate IMG-ALT Mortgage Lending
/issues/mortgage-lendingText duplicate Mortgage Lending
/issues/overdraft-feesIMG-ALT Overdraft Loans
/issues/overdraft-feesText duplicate Overdraft Fees
/issues/payday-and-other-small...Text duplicate IMG-ALT Payday and Other Small Dollar Loans
/issues/payday-and-other-small...Text duplicate Payday and Other Small Dollar Loans
/issues/small-businessText duplicate IMG-ALT Small Business
/issues/small-businessText duplicate Small Business
/issues/student-loansText duplicate IMG-ALT Student Loans
/issues/student-loansText duplicate Student Loans
/profile/peter-smithIMG-ALT Pete Smith
/issues/overdraft-feesText duplicate Overdraft Fees
/profile/peter-smithRead Peter's Bio
/profile/nadine-chabrierIMG-ALT Nadine Chabrier
/issues/overdraft-feesText duplicate Overdraft Fees
/issues/payday-and-other-small...Text duplicate Payday and Other Small Dollar Loans
/profile/nadine-chabrierRead Nadine's Bio
/profile/ellen-harnickIMG-ALT Ellen Harnick
/issues/consumer-financeText duplicate Consumer Finance
/profile/ellen-harnickRead Ellen's Bio
/profile/michael-calhounIMG-ALT Mike Calhoun
/issues/mortgage-lendingText duplicate Mortgage Lending
/profile/michael-calhounRead Michael's Bio
/profile/graciela-aponte-diazIMG-ALT Graciela Aponte-Diaz
/issues/debt-collection-settle...Text duplicate Debt Collection & Settlement
/issues/payday-and-other-small...Text duplicate Payday and Other Small Dollar Loans
/profile/graciela-aponte-diazRead Graciela's Bio
/index.php/profile/whitney-bar...IMG-ALT Whitney Barkley-Denney
/index.php/issues/debt-collect...Text duplicate Debt Collection & Settlement
/index.php/issues/student-loansText duplicate Student Loans
/index.php/issues/payday-and-o...Text duplicate Payday and Other Small Dollar Loans
/index.php/profile/whitney-bar...Read Whitney's Bio
/profile/christelle-bamonaIMG-ALT Christelle Bamona
/issues/debt-collection-settle...Text duplicate Debt Collection & Settlement
/issues/mortgage-lendingText duplicate Mortgage Lending
/issues/student-loansText duplicate Student Loans
/profile/christelle-bamonaRead Christelle's Bio
/profile/yasmin-farahiIMG-ALT [node:title]
/issues/payday-and-other-small...Text duplicate Payday and Other Small Dollar Loans
/issues/student-loansText duplicate Student Loans
/profile/yasmin-farahiRead Yasmin's Bio
/profile/jaylon-herbinIMG-ALT Jaylon Herbin
/issues/student-loansText duplicate Student Loans
/profile/jaylon-herbinRead Jaylon's Bio
/donateDonate Now
A-TITLE Donate
/stay-informedSign Up
A-TITLE Stay Informed
https://www.instagram.com/crlo...External Subdomain ‌
https://twitter.com/CRLONLINEExternal Text duplicate ‌
https://www.linkedin.com/compa...External Subdomain Text duplicate ‌
https://www.youtube.com/user/R...External Subdomain Text duplicate ‌
https://bsky.app/profile/crlon...External Text duplicate ‌
https://www.facebook.com/Cente...External Subdomain Text duplicate ‌
/Text duplicate Home
/about-crlText duplicate About CRL
/issuesText duplicate Issues
/research-policyText duplicate Research & Policy
/newsroomText duplicate Newsroom

Server configuration

HTTP redirects
(Critically important)
This page redirects to "https://www.responsiblelending.org/"
HTTP header
(Important)
No X-Powered HTTP header is sent.
The web server transmits the web page (HTML) in compressed form.
Performance
(Somewhat important)
The page response time is excellent with 0.11 seconds.
The file size of the HTML document is fine (71 kB).

HTTP Response Header

NameValue
cache-controlmax-age=21600, public
content-encodinggzip
content-languageen
content-typetext/html; charset=UTF-8
etagW/"1791488287"
expiresSun, 19 Nov 1978 05:00:00 GMT
last-modifiedThu, 08 Oct 2026 19:38:07 GMT
link</sites/default/files/favicons/apple-touch-icon.png>; rel="apple-touch-icon"; sizes="180x180"
servernginx
strict-transport-securitymax-age=300
x-content-type-optionsnosniff
x-drupal-cacheMISS
x-drupal-dynamic-cacheUNCACHEABLE (poor cacheability)
x-frame-optionsSAMEORIGIN
x-generatorDrupal 10 (https://www.drupal.org)
x-pantheon-styx-hostnamestyx-us-a-58d475665b-2md9b
x-styx-req-idc94c90d5-c34f-11f1-8ca9-9a5c7e469be0
dateFri, 09 Oct 2026 21:24:12 GMT
x-served-bycache-chi-kigq8000176-CHI, cache-par-lfpg1960076-PAR
x-cacheHIT, HIT
x-cache-hits6, 0
x-timerS1791581053.841548,VS0,VE10
varyAccept-Encoding, Cookie, Cookie, Cookie
age6246
accept-rangesbytes
via1.1 varnish, 1.1 varnish
content-length16282
statuscode200
http_versionHTTP/2

External factors

This page is referenced by wikipedia.
This website has excellent links from other websites.
This page has backlinks from 263 referring domains.
This page has 2,704 backlinks.
This page has backlinks from 227 different ip addresses.

Links from Wikipedia

You can find more links using Wikipedia search

Robots.txt

#
# robots.txt
#
# This file is to prevent the crawling and indexing of certain parts
# of your site by web crawlers and spiders run by sites like Yahoo!
# and Google. By telling these "robots" where not to go on your site,
# you save bandwidth and server resources.
#
# This file will be ignored unless it is at the root of your host:
# Used:    http://example.com/robots.txt
# Ignored: http://example.com/site/robots.txt
#
# For more information about the robots.txt standard, see:
# http://www.robotstxt.org/robotstxt.html

User-agent: *
# CSS, JS, Images
Allow: /core/*.css$
Allow: /core/*.css?
Allow: /core/*.js$
Allow: /core/*.js?
Allow: /core/*.gif
Allow: /core/*.jpg
Allow: /core/*.jpeg
Allow: /core/*.png
Allow: /core/*.svg
Allow: /profiles/*.css$
Allow: /profiles/*.css?
Allow: /profiles/*.js$
Allow: /profiles/*.js?
Allow: /profiles/*.gif
Allow: /profiles/*.jpg
Allow: /profiles/*.jpeg
Allow: /profiles/*.png
Allow: /profiles/*.svg
# Directories
Disallow: /core/
Disallow: /profiles/
# Files
Disallow: /README.md
Disallow: /composer/Metapackage/README.txt
Disallow: /composer/Plugin/ProjectMessage/README.md
Disallow: /composer/Plugin/Scaffold/README.md
Disallow: /composer/Plugin/VendorHardening/README.txt
Disallow: /composer/Template/README.txt
Disallow: /modules/README.txt
Disallow: /sites/README.txt
Disallow: /themes/README.txt
Disallow: /web.config
# Paths (clean URLs)
Disallow: /admin/
Disallow: /comment/reply/
Disallow: /filter/tips
Disallow: /node/add/
Disallow: /search/
Disallow: /user/register
Disallow: /user/password
Disallow: /user/login
Disallow: /user/logout
Disallow: /media/oembed
Disallow: /*/media/oembed
# Paths (no clean URLs)
Disallow: /index.php/admin/
Disallow: /index.php/comment/reply/
Disallow: /index.php/filter/tips
Disallow: /index.php/node/add/
Disallow: /index.php/search/
Disallow: /index.php/user/password
Disallow: /index.php/user/register
Disallow: /index.php/user/login
Disallow: /index.php/user/logout
Disallow: /index.php/media/oembed
Disallow: /index.php/*/media/oembed

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www.responsiblelending.org
Home | Center for Responsible Lending

Most important keywords

Following keywords were found. You can check the keyword optimization of this page for each keyword.

KeywordResultRecheck
Lending72%Check
Responsible Lending66%Check
Payday Lending59%Check
Responsible58%Check
Mortgage Lending57%Check
Payday46%Check
Debt46%Check
Loan46%Check
Center46%Check
Payday Loan46%Check
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