https://www.adviceni.net/ | Anchor | Skip to main content |
https://www.adviceni.net/about | | About |
/about/our-vision | | Our Vision |
/about/our-board | | Our board |
/about/volunteer | | Volunteer |
/about/news | | News |
/about/stories | | Stories |
https://www.adviceni.net/privacy | Subdomain | Privacy Policy |
https://www.adviceni.net/policy | | Policy |
/policy/publications | | Publications |
/policy/publications?search_ap... | Subdomain | Information briefing Papers |
/policy/publications?search_ap... | | Consultation responses |
/policy/publications?search_ap... | | Social Policy Briefing Papers |
/policy/publications?search_ap... | | Social policy reports |
/about/news?f[0]=categories:45 | Subdomain | Past editions of “Think” |
/policy/publications?search_ap... | | Annual reports |
/campaigns-projects | | Campaigns & Projects |
/campaigns-projects/living-wag... | | Living Wage NI |
/campaigns-projects/living-wag... | | Employer Profiles |
/campaigns-projects/living-wag... | | ASCERT |
/campaigns-projects/living-wag... | | Clonard Credit Union |
/campaigns-projects/living-wag... | | Foyle Network Foundation |
/campaigns-projects/living-wag... | | Queen’s University Belfast |
/campaigns-projects/living-wag... | | Smiley Monroe |
/campaigns-projects/living-wag... | | The Court House Bangor |
/campaigns-projects/living-wag... | | USPCA |
/campaigns-projects/sustainabl... | | Sustainable Energy Communities |
/campaigns-projects/sustainabl... | | Sustainable Energy Communities (SEC) Expression of Interest |
/membership | | Membership |
/membership/benefits | | Benefits |
/membership/cost | | Cost |
/membership/how-apply | | How to apply |
https://www.adviceni.net/training | | Training |
https://www.adviceni.net/digital | | Digital |
/digital/our-digital-work | | Our Digital Work |
https://www.adviceni.net/jobs | Subdomain | Jobs |
https://www.adviceni.net/contact | | Contact |
/user/login | | Log in |
https://www.adviceni.net/ | | IMG-ALT Home |
/cost-of-living | | Cost of living |
/cost-living/arrears | | Arrears |
/cost-of-living/crisis-support | | Crisis Support |
/cost-of-living/energy-efficiency | | Energy Efficiency |
/cost-of-living/income-maximis... | | Income Maximisation |
/money-debt/financial-and-debt... | Subdomain | Financial and Debt Management Programme |
https://www.adviceni.net/move-uc | | Move to UC |
/move-to-uc | Text duplicate | Move to UC |
/move-uc/making-claim | | Making a claim |
/move-uc/maintaining-claim | | Maintaining a claim |
/move-uc/our-move-uc-work | | Our Move to UC work |
https://www.adviceni.net/benefits | Text duplicate | Benefits |
/benefits/benefit-changes | | Benefit Changes |
/benefits/bereavement-benefits | | Bereavement Benefits |
/benefits/carers-benefits | | Carers Benefits |
/benefits/disability-benefits | | Disability Benefits |
/benefits/extra-financial-support | | Extra Financial Support |
/benefits/historical-instituti... | | Historical Institutional Abuse (HIA) |
/benefits/housing-costs | | Housing Costs |
/benefits/legacy-benefits | | Legacy Benefits |
/benefits/out-of-work-benefits | | Out of Work Benefits |
/benefits/retirement-benefits | | Retirement benefits |
/benefits/tax-credits | | Tax Credits |
/benefits/universal-credit | | Universal Credit |
/money-debt | | Money & Debt |
/money-debt/debt | | Debt |
/money-debt/debt/local-debt-ad... | | Local Debt Advice |
/money-debt/debt/frequently-as... | | Frequently Asked Questions |
/money-debt/debt/useful-links | | Useful Links |
/money-debt/business-debt | | Business debt |
/money-debt/tools-and-resources | | Tools and resources |
/money-debt/money-talks-help-g... | | Money Talks Help Guides |
/money-debt/money-talks-help-g... | | Bankruptcy Advice |
/money-debt/money-talks-help-g... | | Debt Management |
/money-debt/money-talks-help-g... | | Fuel and Energy |
/money-debt/money-talks-help-g... | | Mortgages, loans and finance |
/money-debt/money-talks-help-g... | | Redundancy |
/money-debt/money-talks-help-g... | | Savings |
/money-debt/money-talks-help-g... | | Tax Advice |
/money-debt/money-talks-help-g... | | Search |
/money-debt/financial-and-debt... | Text duplicate | Financial and Debt Management Programme |
/money-debt/financial-and-debt... | | Resources |
/eu-settlement-scheme | | EU Settlement Scheme |
/eu-settlement-scheme/what-eu-... | | What is the EU Settlement Scheme? |
/eu-settlement-scheme/informat... | | Information in other languages |
/eu-settlement-scheme/informat... | | Bulgarian |
/eu-settlement-scheme/informat... | | Hungarian |
/eu-settlement-scheme/informat... | | Italian |
/eu-settlement-scheme/informat... | | Lithuanian |
/eu-settlement-scheme/informat... | | Polish |
/eu-settlement-scheme/informat... | | Portuguese |
/eu-settlement-scheme/informat... | | Romanian |
/eu-settlement-scheme/informat... | | Slovakian |
/eu-settlement-scheme/links-an... | | Links and Resources |
/eu-settlement-scheme/electron... | | Electronic Travel Authorisation (ETA) |
/about/news/update-online-immi... | Subdomain | Online immigration status (eVisa) |
/eu-settlement-scheme/support-... | | Support for Migrants |
https://www.adviceni.net/family | | Family |
/family/child-benefit | | Child Benefit |
/family/healthy-start-scheme | | Healthy Start Scheme |
/family/maternity-allowance | | Maternity Allowance |
/family/sure-start-maternity-g... | | Sure Start Maternity Grant |
/family/tax-credits | Text duplicate | Tax Credits |
/family/tax-free-childcare | | Tax-Free Childcare |
/family/two-child-limit | | Two-Child Limit |
/local-advice | | Local Advice |
https://www.adviceni.net/ | Anchor | Menu A-TITLE Menu |
/cdn-cgi/l/email-protection | | [email protected] |
/local-advice | | Advice NI member. |
/cdn-cgi/l/email-protection | Text duplicate | [email protected] |
https://www.adviceni.net/node/11 | Subdomain Text duplicate | Benefits |
https://www.adviceni.net/node/21 | Subdomain Text duplicate | Money & Debt |
/node/2895 | Subdomain Text duplicate | Cost of living |
/node/3004 | Subdomain Text duplicate | Move to UC |
https://www.adviceni.net/node/24 | Subdomain Text duplicate | EU Settlement Scheme |
https://www.adviceni.net/node/23 | Subdomain Text duplicate | Family |
/local-advice | | Find an advice agency |
/node/2183 | | Debt Service helps client deal with unaffordable debt, enabling him to make a fresh start |
/node/1958 | | Health worker has income reduced due to COVID |
/node/2763 | | A case study from the Welfare Reform team |
/node/2185 | | Helping a Vulnerable Client with Mortgage Debt |
/node/2184 | | Construction business considering options with assistance from Business Debt Service after Covid hits income |
/node/2297 | | Our Tax and Benefits Service helps client get debt suspended for one year |
/node/1832 | | A client contacted us as she had been struggling to make a Universal Credit since April |
/node/2182 | | Debt Service helps client with health problems deal with their debt |
/node/2179 | | A client considered his options |
/node/2178 | | A fresh start for man struggling to cope with debt after vicious assault |
/node/2177 | | Man rebuilding his career after failed business praises Business Debt Service for expert assistance |
/node/2186 | | A face-to-face case study from the Advice NI Debt Service |
/node/1957 | | Residency conditions that must be met in a Debt Relief Order application |
/node/1956 | | Self Employed Taxi Driver’s income is reduced due to Covid, struggling to pay his debts |
/node/1830 | | Contractor who lost work during pandemic builds the foundation for a debt-free future |
/node/1833 | | This client attended an Advice NI Tax & Benefits Service outreach advice clinic in a stressed and anxious state |
/node/1831 | | Fitness business weighs up options |
/about/stories/debt-action-hel... | | Full and final settlement gives client financial freedom from creditor |
/about/stories/business-debt | | A sole trader who ran into difficulties with HMRC |
/about/stories | | Read more stories |
https://www.adviceni.net/training | | Find a training course |
/about/news/job-opportunity-me... | | Job Opportunity - Mental Health Money Advice Officer |
https://www.adviceni.net/jobs | Text duplicate | Jobs |
/taxonomy/term/54 | | Members |
/about/news/think-march-2025-e... | | 'THINK' March 2025 Edition |
/about/news | | See all news articles |
https://www.adviceni.net/node/8 | | About us |
https://www.adviceni.net/node/44 | Text duplicate | Training |
https://www.adviceni.net/node/26 | Text duplicate | Policy |
/node/1816 | Text duplicate | Membership |
https://www.adviceni.net/digital | Text duplicate | Digital |
/node/2895 | Text duplicate | Cost of living |
https://www.adviceni.net/node/11 | Text duplicate | Benefits |
https://www.adviceni.net/node/21 | Text duplicate | Money & Debt |
https://www.adviceni.net/node/22 | | Employment |
https://www.adviceni.net/node/23 | Text duplicate | Family |
https://www.adviceni.net/node/24 | | EU settlement scheme |
/local-advice | | Local advice |
http://www.adviceni-learningon... | External Subdomain | Advice NI E-Learning Online |
http://www.rights4seniors.net/ | External Subdomain | Rights4Seniors |
/cdn-cgi/l/email-protection | Text duplicate | [email protected] |
/local-advice | Subdomain Text duplicate | Advice NI member. |
https://www.facebook.com/adviceni | External Subdomain | IMG-ALT Facebook icon |
https://www.twitter.com/adviceni | External Subdomain | IMG-ALT Twitter icon |
https://www.instagram.com/advi... | External Subdomain | IMG-ALT Instagram icon |
https://www.adviceni.net/privacy | | Privacy policy |
/complaints-procedure | | Complaints procedure |
/accessibility | | Accessibility |
/cost-of-living | Text duplicate | Cost of living |
/cost-living/arrears | Text duplicate | Arrears |
/cost-of-living/crisis-support | Text duplicate | Crisis Support |
/cost-of-living/energy-efficiency | Text duplicate | Energy Efficiency |
/cost-of-living/income-maximis... | Text duplicate | Income Maximisation |
/money-debt/financial-and-debt... | Subdomain Text duplicate | Financial and Debt Management Programme |
https://www.adviceni.net/move-uc | Text duplicate | Move to UC |
/move-to-uc | Text duplicate | Move to UC |
/move-uc/making-claim | Text duplicate | Making a claim |
/move-uc/maintaining-claim | Text duplicate | Maintaining a claim |
/move-uc/our-move-uc-work | Text duplicate | Our Move to UC work |
https://www.adviceni.net/benefits | Text duplicate | Benefits |
/benefits/benefit-changes | Text duplicate | Benefit Changes |
/benefits/bereavement-benefits | Text duplicate | Bereavement Benefits |
/benefits/carers-benefits | Text duplicate | Carers Benefits |
/benefits/disability-benefits | Text duplicate | Disability Benefits |
/benefits/extra-financial-support | Text duplicate | Extra Financial Support |
/benefits/historical-instituti... | Text duplicate | Historical Institutional Abuse (HIA) |
/benefits/housing-costs | Text duplicate | Housing Costs |
/benefits/legacy-benefits | Text duplicate | Legacy Benefits |
/benefits/out-of-work-benefits | Text duplicate | Out of Work Benefits |
/benefits/retirement-benefits | Text duplicate | Retirement benefits |
/benefits/tax-credits | Text duplicate | Tax Credits |
/benefits/universal-credit | Text duplicate | Universal Credit |
/money-debt | Text duplicate | Money & Debt |
/money-debt/debt | Text duplicate | Debt |
/money-debt/debt/local-debt-ad... | Text duplicate | Local Debt Advice |
/money-debt/debt/frequently-as... | Text duplicate | Frequently Asked Questions |
/money-debt/debt/useful-links | Text duplicate | Useful Links |
/money-debt/business-debt | Text duplicate | Business debt |
/money-debt/tools-and-resources | Text duplicate | Tools and resources |
/money-debt/money-talks-help-g... | Text duplicate | Money Talks Help Guides |
/money-debt/money-talks-help-g... | Text duplicate | Bankruptcy Advice |
/money-debt/money-talks-help-g... | | Bankruptcy |
/money-debt/money-talks-help-g... | | Basic Bank Accounts |
/money-debt/money-talks-help-g... | | Statutory Demands and the EJO Office |
/money-debt/money-talks-help-g... | Text duplicate | Debt Management |
/money-debt/money-talks-help-g... | | Options for Dealing with Debt |
/money-debt/money-talks-help-g... | | Top Tips to Avoid Getting Into Debt This Christmas |
/money-debt/money-talks-help-g... | Text duplicate | Basic Bank Accounts |
/money-debt/money-talks-help-g... | | Business Debts Overview |
/money-debt/money-talks-help-g... | | Credit Reports and Credit Reference Agencies |
/money-debt/money-talks-help-g... | | Dealing with the Debt of Someone who has Died |
/money-debt/money-talks-help-g... | | Debt & Mental Health |
/money-debt/money-talks-help-g... | | Debt Advice for Vulnerable People |
/money-debt/money-talks-help-g... | | Debt Management Plans |
/money-debt/money-talks-help-g... | | Debt Relief Orders |
/money-debt/money-talks-help-g... | | Debt Write-Offs |
/money-debt/money-talks-help-g... | | Individual Voluntary Arrangements (IVA) |
/money-debt/money-talks-help-g... | | Meeting your Debt Adviser |
/money-debt/money-talks-help-g... | Text duplicate | Fuel and Energy |
/money-debt/money-talks-help-g... | | Consumer Energy Charter |
/money-debt/money-talks-help-g... | | Energy Efficiency In The Home Keeping Warm and Well |
/money-debt/money-talks-help-g... | Text duplicate | Mortgages, loans and finance |
/money-debt/money-talks-help-g... | | Car Finance (HP, PCP, PCH) |
/money-debt/money-talks-help-g... | Text duplicate | Credit Reports and Credit Reference Agencies |
/money-debt/money-talks-help-g... | | Housing Related Debts |
/money-debt/money-talks-help-g... | | Payday, Guarantor and Doorstep Loans |
/money-debt/money-talks-help-g... | Text duplicate | Redundancy |
/money-debt/money-talks-help-g... | | Basic guide to redundancy |
/money-debt/money-talks-help-g... | Text duplicate | Savings |
/money-debt/money-talks-help-g... | Text duplicate | Basic Bank Accounts |
/money-debt/money-talks-help-g... | | Tips to Budget and Save |
/money-debt/money-talks-help-g... | Text duplicate | Tax Advice |
/money-debt/money-talks-help-g... | | Dealing with Income Tax Debt |
/money-debt/money-talks-help-g... | Text duplicate | Search |
/money-debt/financial-and-debt... | Text duplicate | Financial and Debt Management Programme |
/money-debt/financial-and-debt... | Text duplicate | Resources |
/money-debt/financial-and-debt... | | Budgeting |
/money-debt/financial-and-debt... | | Borrowing |
/money-debt/financial-and-debt... | | Making the Most of Your Money |
/money-debt/financial-and-debt... | | Accessing Better Credit Options |
/money-debt/financial-and-debt... | | Money Worries & Mental Wellbeing |
/money-debt/financial-and-debt... | | Getting Advice |
/money-debt/financial-and-debt... | | Useful Contacts List |
/eu-settlement-scheme | Text duplicate | EU Settlement Scheme |
/eu-settlement-scheme/what-eu-... | Text duplicate | What is the EU Settlement Scheme? |
/eu-settlement-scheme/informat... | Text duplicate | Information in other languages |
/eu-settlement-scheme/informat... | Text duplicate | Bulgarian |
/eu-settlement-scheme/informat... | Text duplicate | Hungarian |
/eu-settlement-scheme/informat... | Text duplicate | Italian |
/eu-settlement-scheme/informat... | Text duplicate | Lithuanian |
/eu-settlement-scheme/informat... | Text duplicate | Polish |
/eu-settlement-scheme/informat... | Text duplicate | Portuguese |
/eu-settlement-scheme/informat... | Text duplicate | Romanian |
/eu-settlement-scheme/informat... | Text duplicate | Slovakian |
/eu-settlement-scheme/links-an... | Text duplicate | Links and Resources |
/eu-settlement-scheme/electron... | Text duplicate | Electronic Travel Authorisation (ETA) |
/about/news/update-online-immi... | Subdomain Text duplicate | Online immigration status (eVisa) |
/eu-settlement-scheme/support-... | Text duplicate | Support for Migrants |
https://www.adviceni.net/family | Text duplicate | Family |
/family/child-benefit | Text duplicate | Child Benefit |
/family/healthy-start-scheme | Text duplicate | Healthy Start Scheme |
/family/maternity-allowance | Text duplicate | Maternity Allowance |
/family/sure-start-maternity-g... | Text duplicate | Sure Start Maternity Grant |
/family/tax-credits | Text duplicate | Tax Credits |
/family/tax-free-childcare | Text duplicate | Tax-Free Childcare |
/family/two-child-limit | Text duplicate | Two-Child Limit |
/local-advice | Text duplicate | Local Advice |
https://www.adviceni.net/about | Text duplicate | About |
/about/our-vision | Text duplicate | Our Vision |
/about/our-board | Text duplicate | Our board |
/about/volunteer | Text duplicate | Volunteer |
/about/news | Text duplicate | News |
/about/stories | Text duplicate | Stories |
https://www.adviceni.net/privacy | Subdomain Text duplicate | Privacy Policy |
https://www.adviceni.net/policy | Text duplicate | Policy |
/policy/publications | Text duplicate | Publications |
/policy/publications?search_ap... | Subdomain Text duplicate | Information briefing Papers |
/policy/publications?search_ap... | Text duplicate | Consultation responses |
/policy/publications?search_ap... | Text duplicate | Social Policy Briefing Papers |
/policy/publications?search_ap... | Text duplicate | Social policy reports |
/about/news?f[0]=categories:45 | Subdomain Text duplicate | Past editions of “Think” |
/policy/publications?search_ap... | Text duplicate | Annual reports |
/campaigns-projects | Text duplicate | Campaigns & Projects |
/campaigns-projects/living-wag... | Text duplicate | Living Wage NI |
/campaigns-projects/living-wag... | Text duplicate | Employer Profiles |
/campaigns-projects/living-wag... | Text duplicate | ASCERT |
/campaigns-projects/living-wag... | Text duplicate | Clonard Credit Union |
/campaigns-projects/living-wag... | Text duplicate | Foyle Network Foundation |
/campaigns-projects/living-wag... | Text duplicate | Queen’s University Belfast |
/campaigns-projects/living-wag... | Text duplicate | Smiley Monroe |
/campaigns-projects/living-wag... | Text duplicate | The Court House Bangor |
/campaigns-projects/living-wag... | Text duplicate | USPCA |
/campaigns-projects/sustainabl... | Text duplicate | Sustainable Energy Communities |
/campaigns-projects/sustainabl... | Text duplicate | Sustainable Energy Communities (SEC) Expression of Interest |
/membership | Text duplicate | Membership |
/membership/benefits | Text duplicate | Benefits |
/membership/cost | Text duplicate | Cost |
/membership/how-apply | Text duplicate | How to apply |
https://www.adviceni.net/training | Text duplicate | Training |
https://www.adviceni.net/digital | Text duplicate | Digital |
/digital/our-digital-work | Text duplicate | Our Digital Work |
https://www.adviceni.net/jobs | Subdomain Text duplicate | Jobs |
https://www.adviceni.net/contact | Text duplicate | Contact |
(Nice to have)